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    Website Terms and Conditions

    Simply Equity Release is a trading name of Over50choices Ltd.

    Please read these terms of use carefully. For the purposes of these terms, “we/our/us” means Simply Equity Release.

    Together with our privacy policy, they govern our relationship with you in relation to this website. If you have any comments or questions about our website terms of use, please contact us at info@simply-equity-release.co.uk or write to us at Simply Equity Release, Coldharbour Barn Modbury Ivybridge Devon PL21 0SD.

    We may change these terms of use or our privacy policy at any time by updating this page. Please check this page from time to time to review these terms of use to ensure you are happy with any changes. Using or accessing this website indicates your acceptance of these terms of use. If you do not accept these terms, please do not continue to use this website.

     Information about us

    Simply Equity Release is a trading name of Over50choices Ltd.

    You can contact us by email at info@simply-equity-release.co.uk or by telephone on 0800 133 7380.

    The website to which these terms of use apply and for which we are responsible is www.later-life-planning.co.uk

    Your use of this website and our intellectual property rights

    We have made this website available to you for your non-commercial use. We may modify, withdraw or deny your access to this website at any time.

    This website and all the materials contained in it are protected by intellectual property rights, including copyright, and either belong to us or are licensed to us to use.
    Materials include, but are not limited to, the design, layout, look, appearance, graphics, documents, on the website, as well as other content such as articles, reports, presentations, stories, logos, trademarks (registered or unregistered) and other text.

    You may not copy, redistribute, republish, modify or otherwise make the materials on this website available to anyone else without our consent in writing.

    You may print or download materials from this website for your non-commercial use or copy the content to other individuals for their personal information provided that:

    • no materials are modified in any way
    • no graphics are used separately from accompanying text
    • our copyright and trademark notices appear in all copies and you acknowledge this website as the source of the material
    • the person to whom you are providing these materials is made aware of these restrictions.

    Our liability to you

    These terms of use do not exclude our liability (if any) to you for:

    • personal injury or death resulting from our negligence
    • fraud
    • any matter which it would be illegal for us to exclude or to attempt to exclude our liability.

    We do not guarantee that this website will be compatible with all or any hardware and software which you may use. We do not guarantee that this website will be available all the time or at any specific time. We reserve the right to withdraw or modify this website at any time.

    We are only liable to you for losses which you suffer as a result of a breach of these terms by us. We are not responsible to you for any losses which you may incur which were not a foreseeable consequence of us breaching these terms and conditions, for example if you and we could not have contemplated those losses before or when you access this website. Our liability to you shall not in any circumstances include any business losses that you may incur, including but not limited to lost data, lost profits or business interruption.

    Information on this website

    While we strive to ensure the information contained on the website is accurate and up to date, we cannot guarantee that inaccuracies will not occur.

    If this should happen, we will correct the information as soon as we are aware of it.

    To the extent permitted by applicable law, Simply Equity Release disclaims all representations and warranties, express or implied, that content or information displayed in or on this Website is accurate, complete, up-to-date and/or does not infringe the rights of any third party.

    Linking

    We may link to other websites which are not within our control. We are not responsible for these websites in any way and do not endorse them. It is your responsibility to check the terms and conditions and privacy policy on any other website which you visit.

    Governing Law and Jurisdiction

    This Agreement is governed by English Law and the parties agree to submit to the exclusive jurisdiction of the English Courts in respect of any dispute (including non-contractual dispute) or difference arising under it.

    Equity release

    Read this simple guide to find out exactly what equity release is and how it works, to help you consider your options and decide whether it could be a good choice for you.

    Is equity release safe?

    Is equity release safe? Learn about the safeguards and strict codes of conduct that providers and advisers must follow to protect consumers’ interests.

    Pros and cons of equity release

    What are the pros & cons of equity release? Alongside the benefits, there are some important ‘catches’ to consider before deciding if it's right for you.

    Did you find this information helpful?

    We work with

    Age Partnership

    We are members of

    Equity Release Council

    Part of the Over50choices group

    Over 50 Choices

    How this site works

    Our aim is to provide you with clear and accurate information to help you research your chosen financial products and services. The material on this site is for general information only and does not constitute any form of advice or recommendation.

    If a link has an * by it, it means it is an affiliated link to an insurance company or broker that may result in a payment to the site. Should you use the equity release calculator, speak to an Age Partnership adviser and take out a plan out using their services, we receive a commission, however this will not affect the price you pay.

    Also, from time to time you may see advertisements from third party companies who pay us a fee to advertise their services on our site.

    None of the above arrangements constitute advice or recommendations, as other products and companies are available. You should always obtain independent, professional advice for your own situation.

    The information provided on this site is accurate at the date of publication, occasionally however, things will change before we have had the opportunity to update them, so please do check. Always do your own research and take independent advice.

    We do not investigate the solvency of any company mentioned on our website and are not responsible for the content on websites we link to.

    Simply Equity Release is a member of the Equity Release Council and part of the Over50choices Group who is regulated by the FCA (No.594280) for insurance products.